{"id":28780,"date":"2025-03-28T11:58:55","date_gmt":"2025-03-28T10:58:55","guid":{"rendered":"https:\/\/www.gavioglobalspecialties.com\/rischi-tecnologici-ed-engineering\/"},"modified":"2025-11-26T09:49:17","modified_gmt":"2025-11-26T08:49:17","slug":"tech-and-engineering-risks","status":"publish","type":"page","link":"https:\/\/www.gavioglobalspecialties.com\/en\/tech-and-engineering-risks\/","title":{"rendered":"Tech and Engineering Risks"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"28780\" class=\"elementor elementor-28780\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2ff424 elementor-section-full_width elementor-section-height-min-height elementor-section-items-bottom elementor-section-height-default sc_fly_static\" data-id=\"e2ff424\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a65abb6 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"a65abb6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c64f1b sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"9c64f1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-718dddb elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"718dddb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9a25d4 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"e9a25d4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-parallax-params=\"{&quot;parallax&quot;:1,&quot;flow&quot;:&quot;default&quot;,&quot;crop&quot;:&quot;none&quot;,&quot;ease&quot;:&quot;power2&quot;,&quot;transition&quot;:1,&quot;duration&quot;:1,&quot;delay&quot;:0,&quot;squeeze&quot;:1,&quot;text&quot;:&quot;block&quot;,&quot;text_separate&quot;:0,&quot;text_wrap&quot;:0,&quot;mouse&quot;:1,&quot;mouse_type&quot;:&quot;transform3d&quot;,&quot;mouse_tilt_amount&quot;:70,&quot;mouse_speed&quot;:-8,&quot;mouse_z&quot;:&quot;&quot;,&quot;mouse_handler&quot;:&quot;window&quot;,&quot;range_start&quot;:0,&quot;range_end&quot;:10,&quot;sticky_offset&quot;:0,&quot;lag&quot;:0,&quot;x_start&quot;:0,&quot;x_start_unit&quot;:&quot;px&quot;,&quot;x_end&quot;:0,&quot;x_end_unit&quot;:&quot;px&quot;,&quot;y_start&quot;:0,&quot;y_start_unit&quot;:&quot;px&quot;,&quot;y_end&quot;:0,&quot;y_end_unit&quot;:&quot;px&quot;,&quot;scale_start&quot;:100,&quot;scale_end&quot;:100,&quot;rotate_start&quot;:0,&quot;rotate_end&quot;:0,&quot;opacity_start&quot;:1,&quot;opacity_end&quot;:1,&quot;crop_start&quot;:0,&quot;crop_end&quot;:100,&quot;blur_start&quot;:0,&quot;blur_end&quot;:0,&quot;backdrop_blur_start&quot;:0,&quot;backdrop_blur_end&quot;:0}\" class=\"elementor-element elementor-element-da421fc elementor-widget__width-auto elementor-absolute sc_parallax sc_parallax_mouse sc_layouts_hide_on_mobile sc_layouts_hide_on_wide sc_layouts_hide_on_desktop sc_layouts_hide_on_notebook sc_layouts_hide_on_tablet sc_fly_static sc_parallax_default sc_parallax_type_transform3d elementor-widget elementor-widget-image\" data-id=\"da421fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"613\" height=\"627\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2021\/11\/line-decoration-2.svg\" class=\"attachment-full size-full wp-image-21316\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-parallax-params=\"{&quot;parallax&quot;:1,&quot;flow&quot;:&quot;default&quot;,&quot;crop&quot;:&quot;none&quot;,&quot;ease&quot;:&quot;power2&quot;,&quot;transition&quot;:1,&quot;duration&quot;:1,&quot;delay&quot;:0,&quot;squeeze&quot;:1,&quot;text&quot;:&quot;block&quot;,&quot;text_separate&quot;:0,&quot;text_wrap&quot;:0,&quot;mouse&quot;:1,&quot;mouse_type&quot;:&quot;transform3d&quot;,&quot;mouse_tilt_amount&quot;:70,&quot;mouse_speed&quot;:-8,&quot;mouse_z&quot;:&quot;&quot;,&quot;mouse_handler&quot;:&quot;window&quot;,&quot;range_start&quot;:0,&quot;range_end&quot;:10,&quot;sticky_offset&quot;:0,&quot;lag&quot;:0,&quot;x_start&quot;:0,&quot;x_start_unit&quot;:&quot;px&quot;,&quot;x_end&quot;:0,&quot;x_end_unit&quot;:&quot;px&quot;,&quot;y_start&quot;:0,&quot;y_start_unit&quot;:&quot;px&quot;,&quot;y_end&quot;:0,&quot;y_end_unit&quot;:&quot;px&quot;,&quot;scale_start&quot;:100,&quot;scale_end&quot;:100,&quot;rotate_start&quot;:0,&quot;rotate_end&quot;:0,&quot;opacity_start&quot;:1,&quot;opacity_end&quot;:1,&quot;crop_start&quot;:0,&quot;crop_end&quot;:100,&quot;blur_start&quot;:0,&quot;blur_end&quot;:0,&quot;backdrop_blur_start&quot;:0,&quot;backdrop_blur_end&quot;:0}\" class=\"elementor-element elementor-element-8889d61 elementor-widget__width-auto elementor-absolute sc_parallax sc_parallax_mouse sc_layouts_hide_on_mobile sc_layouts_hide_on_wide sc_layouts_hide_on_desktop sc_layouts_hide_on_notebook sc_layouts_hide_on_tablet sc_fly_static sc_parallax_default sc_parallax_type_transform3d elementor-widget elementor-widget-image\" data-id=\"8889d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"613\" height=\"627\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2021\/11\/line-decoration-2.svg\" class=\"attachment-full size-full wp-image-21316\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-416f6ee elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"416f6ee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5948cf4 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"5948cf4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ebec951 sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"ebec951\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf7d612 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"cf7d612\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><span class=\"sc_item_subtitle sc_title_subtitle sc_item_subtitle_above sc_item_title_style_default\">OUR SERVICES<\/span><h1 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">Tech and Engineering Risks<\/span><\/h1><div class=\"sc_item_descr sc_title_descr sc_item_descr_with_custom_color trx_addons_inline_2110634951\"><p>Welcome to our dedicated engineering section. As an MGA, we work exclusively with brokers and insurance agencies to offer customized solutions to businesses. Learn more about our engineering services and how we can help you manage the risks associated with the design, construction, and maintenance of corporate infrastructure.<\/p>\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0abc51 sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"e0abc51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e3dd48 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"1e3dd48\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3da948d sc_height_huge sc_layouts_hide_on_mobile sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"3da948d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-parallax-params=\"{&quot;parallax&quot;:1,&quot;flow&quot;:&quot;default&quot;,&quot;crop&quot;:&quot;none&quot;,&quot;ease&quot;:&quot;power2&quot;,&quot;transition&quot;:1,&quot;duration&quot;:1,&quot;delay&quot;:0,&quot;squeeze&quot;:1,&quot;text&quot;:&quot;block&quot;,&quot;text_separate&quot;:0,&quot;text_wrap&quot;:0,&quot;mouse&quot;:1,&quot;mouse_type&quot;:&quot;transform&quot;,&quot;mouse_tilt_amount&quot;:70,&quot;mouse_speed&quot;:10,&quot;mouse_z&quot;:&quot;&quot;,&quot;mouse_handler&quot;:&quot;window&quot;,&quot;range_start&quot;:0,&quot;range_end&quot;:10,&quot;sticky_offset&quot;:0,&quot;lag&quot;:0,&quot;x_start&quot;:0,&quot;x_start_unit&quot;:&quot;px&quot;,&quot;x_end&quot;:0,&quot;x_end_unit&quot;:&quot;px&quot;,&quot;y_start&quot;:0,&quot;y_start_unit&quot;:&quot;px&quot;,&quot;y_end&quot;:0,&quot;y_end_unit&quot;:&quot;px&quot;,&quot;scale_start&quot;:100,&quot;scale_end&quot;:100,&quot;rotate_start&quot;:0,&quot;rotate_end&quot;:0,&quot;opacity_start&quot;:1,&quot;opacity_end&quot;:1,&quot;crop_start&quot;:0,&quot;crop_end&quot;:100,&quot;blur_start&quot;:0,&quot;blur_end&quot;:0,&quot;backdrop_blur_start&quot;:0,&quot;backdrop_blur_end&quot;:0}\" class=\"elementor-element elementor-element-d17006e sc_parallax sc_parallax_mouse sc_parallax_type_transform sc_fly_static sc_parallax_default elementor-widget elementor-widget-image\" data-id=\"d17006e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2143\" height=\"1729\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties.png\" class=\"attachment-full size-full wp-image-27441\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties.png 2143w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-300x242.png 300w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-1024x826.png 1024w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-768x620.png 768w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-1536x1239.png 1536w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-2048x1652.png 2048w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-370x299.png 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-840x678.png 840w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Rischi-Tecnologici-ed-Engineering-gavio-global-specialties-410x331.png 410w\" sizes=\"(max-width: 2143px) 100vw, 2143px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9073e23 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"9073e23\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a1dcfd4 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"a1dcfd4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6359fea scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"6359fea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><h2 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">What are Engineering Risks?<\/span><\/h2><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9eff0e sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"e9eff0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-878beaa sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"878beaa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65cc741 scheme_dark sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"65cc741\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Engineering risks concern issues related to the design, construction, and maintenance of infrastructure and facilities. These risks may include design defects, construction errors, mechanical failures, and other technical problems.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c02b428 sc_height_tiny sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"c02b428\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-357fcae sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"357fcae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-301b0d9 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"301b0d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><span class=\"sc_item_subtitle sc_title_subtitle sc_align_center sc_item_subtitle_above sc_item_title_style_default\">In Touch With Tomorrow<\/span><h2 class=\"sc_item_title sc_title_title sc_align_center sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">WARRANTIES - PRODUCTS<\/span><\/h2><div class=\"sc_item_descr sc_title_descr sc_align_center sc_item_descr_with_custom_color trx_addons_inline_1166185396\"><p>Experts in the field of<br \/>\nTech and Engineering Risks.<\/p>\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e09125b sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"e09125b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9f6c71a elementor-section-full_width elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"9f6c71a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c652237 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"c652237\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cb79e2 sc_fly_static elementor-widget elementor-widget-trx_sc_icons\" data-id=\"4cb79e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div \tclass=\"sc_icons sc_icons_divider3 sc_icons_size_small sc_align_center\" ><div class=\"sc_icons_columns_wrap sc_item_columns trx_addons_columns_wrap columns_padding_bottom columns_in_single_row\" ><div class=\"trx_addons_column-1_3 trx_addons_column-1_2-tablet\"><div class=\"sc_icons_item_wrap\">\r\n            <div class=\"sc_icons_item sc_icons_item_linked\"><div class=\"sc_icons_image\" ><img decoding=\"async\" src=\"\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/icona-10.png\" alt=\"Icon\" width=\"100\" height=\"100\"><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><a href=\"#7\">\r\n                                        CAR (Contractor&#039;s All Risks)                                        <\/a><\/h4><div class=\"sc_icons_item_description\"><span>Global coverage that protects the company during the construction phase of a project<\/span><\/div><a href=\"#7\"\r\n                            class=\"sc_icons_item_link\">\r\n                            <\/a><\/div><\/div>\r\n        <\/div><\/div><div class=\"trx_addons_column-1_3 trx_addons_column-1_2-tablet\"><div class=\"sc_icons_item_wrap\">\r\n            <div class=\"sc_icons_item sc_icons_item_linked\"><div class=\"sc_icons_image\" ><img loading=\"lazy\" decoding=\"async\" src=\"\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/icona-09.png\" alt=\"Icon\" width=\"100\" height=\"100\"><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><a href=\"#9\">\r\n                                        EAR (Erection All Risks)                                        <\/a><\/h4><div class=\"sc_icons_item_description\"><span>Designed to protect against risks associated with the installation and assembly of industrial plants, machinery and prefabricated structures.<\/span><\/div><a href=\"#9\"\r\n                            class=\"sc_icons_item_link\">\r\n                            <\/a><\/div><\/div>\r\n        <\/div><\/div><div class=\"trx_addons_column-1_3 trx_addons_column-1_2-tablet\"><div class=\"sc_icons_item_wrap\">\r\n            <div class=\"sc_icons_item sc_icons_item_linked\"><div class=\"sc_icons_image\" ><img loading=\"lazy\" decoding=\"async\" src=\"\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/icona-11.png\" alt=\"Icon\" width=\"100\" height=\"100\"><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><a href=\"#10\">\r\n                                        Warranty Extensions                                        <\/a><\/h4><div class=\"sc_icons_item_description\"><span>Inherent defect insurance and Supply Guarantee<\/span><\/div><a href=\"#10\"\r\n                            class=\"sc_icons_item_link\">\r\n                            <\/a><\/div><\/div>\r\n        <\/div><\/div><\/div><\/div><!-- \/.sc_icons -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-827b5c8 elementor-section-full_width elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"827b5c8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc945ea sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"dc945ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-parallax-params=\"{&quot;parallax&quot;:1,&quot;flow&quot;:&quot;default&quot;,&quot;crop&quot;:&quot;none&quot;,&quot;ease&quot;:&quot;power2&quot;,&quot;transition&quot;:1,&quot;duration&quot;:1,&quot;delay&quot;:0,&quot;squeeze&quot;:1,&quot;text&quot;:&quot;block&quot;,&quot;text_separate&quot;:0,&quot;text_wrap&quot;:0,&quot;mouse&quot;:1,&quot;mouse_type&quot;:&quot;transform3d&quot;,&quot;mouse_tilt_amount&quot;:70,&quot;mouse_speed&quot;:-8,&quot;mouse_z&quot;:&quot;&quot;,&quot;mouse_handler&quot;:&quot;window&quot;,&quot;range_start&quot;:0,&quot;range_end&quot;:10,&quot;sticky_offset&quot;:0,&quot;lag&quot;:0,&quot;x_start&quot;:0,&quot;x_start_unit&quot;:&quot;px&quot;,&quot;x_end&quot;:0,&quot;x_end_unit&quot;:&quot;px&quot;,&quot;y_start&quot;:0,&quot;y_start_unit&quot;:&quot;px&quot;,&quot;y_end&quot;:0,&quot;y_end_unit&quot;:&quot;px&quot;,&quot;scale_start&quot;:100,&quot;scale_end&quot;:100,&quot;rotate_start&quot;:0,&quot;rotate_end&quot;:0,&quot;opacity_start&quot;:1,&quot;opacity_end&quot;:1,&quot;crop_start&quot;:0,&quot;crop_end&quot;:100,&quot;blur_start&quot;:0,&quot;blur_end&quot;:0,&quot;backdrop_blur_start&quot;:0,&quot;backdrop_blur_end&quot;:0}\" class=\"elementor-element elementor-element-9e72713 elementor-widget__width-auto elementor-absolute sc_parallax sc_parallax_mouse sc_layouts_hide_on_mobile sc_fly_static sc_parallax_default sc_parallax_type_transform3d elementor-widget elementor-widget-image\" data-id=\"9e72713\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"613\" height=\"627\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2021\/11\/line-decoration-2.svg\" class=\"attachment-full size-full wp-image-21316\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-parallax-params=\"{&quot;parallax&quot;:1,&quot;flow&quot;:&quot;default&quot;,&quot;crop&quot;:&quot;none&quot;,&quot;ease&quot;:&quot;power2&quot;,&quot;transition&quot;:1,&quot;duration&quot;:1,&quot;delay&quot;:0,&quot;squeeze&quot;:1,&quot;text&quot;:&quot;block&quot;,&quot;text_separate&quot;:0,&quot;text_wrap&quot;:0,&quot;mouse&quot;:1,&quot;mouse_type&quot;:&quot;transform3d&quot;,&quot;mouse_tilt_amount&quot;:70,&quot;mouse_speed&quot;:-8,&quot;mouse_z&quot;:&quot;&quot;,&quot;mouse_handler&quot;:&quot;window&quot;,&quot;range_start&quot;:0,&quot;range_end&quot;:10,&quot;sticky_offset&quot;:0,&quot;lag&quot;:0,&quot;x_start&quot;:0,&quot;x_start_unit&quot;:&quot;px&quot;,&quot;x_end&quot;:0,&quot;x_end_unit&quot;:&quot;px&quot;,&quot;y_start&quot;:0,&quot;y_start_unit&quot;:&quot;px&quot;,&quot;y_end&quot;:0,&quot;y_end_unit&quot;:&quot;px&quot;,&quot;scale_start&quot;:100,&quot;scale_end&quot;:100,&quot;rotate_start&quot;:0,&quot;rotate_end&quot;:0,&quot;opacity_start&quot;:1,&quot;opacity_end&quot;:1,&quot;crop_start&quot;:0,&quot;crop_end&quot;:100,&quot;blur_start&quot;:0,&quot;blur_end&quot;:0,&quot;backdrop_blur_start&quot;:0,&quot;backdrop_blur_end&quot;:0}\" class=\"elementor-element elementor-element-3dacd6e elementor-widget__width-auto elementor-absolute sc_parallax sc_parallax_mouse sc_layouts_hide_on_mobile sc_fly_static sc_parallax_default sc_parallax_type_transform3d elementor-widget elementor-widget-image\" data-id=\"3dacd6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"613\" height=\"627\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2021\/11\/line-decoration-2.svg\" class=\"attachment-full size-full wp-image-21316\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70d86786 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"70d86786\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17e37c0a sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"17e37c0a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8e0b39a sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"8e0b39a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45527261 sc_fly_static elementor-widget elementor-widget-trx_sc_button\" data-id=\"45527261\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\tclass=\"sc_item_button sc_button_wrap sc_align_center\" ><a href=\"\/en\/contacts\/\" class=\"sc_button sc_button_shadow sc_button_default sc_button_size_normal sc_button_icon_left color_style_link2\" ><span class=\"sc_button_text\"><span class=\"sc_button_title\">Contact us<\/span><\/span><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96069f3 sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"96069f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-437f09a elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"437f09a\" data-element_type=\"section\" data-e-type=\"section\" id=\"7\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8ac36a7 sc_column_fixed sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"8ac36a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48d0c00 sc_fly_static elementor-widget elementor-widget-image\" data-id=\"48d0c00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"411\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-04.png\" class=\"attachment-full size-full wp-image-27318\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-04.png 410w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-04-300x300.png 300w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-04-150x150.png 150w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-04-370x370.png 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-04-120x120.png 120w\" sizes=\"(max-width: 600px) 100vw, 410px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b81e0b5 elementor-widget-tablet__width-initial sc_fly_static elementor-widget elementor-widget-image\" data-id=\"b81e0b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"459\" height=\"484\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/C.A.R.-Contractor-s-All-Risks-gavio-global-specialties.jpg\" class=\"attachment-full size-full wp-image-27457\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/C.A.R.-Contractor-s-All-Risks-gavio-global-specialties.jpg 459w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/C.A.R.-Contractor-s-All-Risks-gavio-global-specialties-285x300.jpg 285w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/C.A.R.-Contractor-s-All-Risks-gavio-global-specialties-370x390.jpg 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/C.A.R.-Contractor-s-All-Risks-gavio-global-specialties-410x432.jpg 410w\" sizes=\"(max-width: 600px) 100vw, 459px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7a659a5 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"7a659a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bcc611a sc_layouts_hide_on_mobile sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"bcc611a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b3f8c0 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"6b3f8c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><h3 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">C.A.R. (Contractor's All Risks)<\/span><\/h3><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22e8326 sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"22e8326\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-656e371 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"656e371\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Contractor&#8217;s All Risks (CAR) policy is a comprehensive coverage that protects the company during the construction phase of a project. It covers the insured for material and direct damage to assets on the construction site, including structures, equipment, and materials, as well as risks arising from workplace accidents. The policy provides comprehensive protection against unexpected damage during construction, such as fire, theft, accidental damage, and third-party liability. This means everything insured and located at the location indicated in the policy during the insurance period, insuring &#8220;all risks of the builder.&#8221; It is particularly useful for large infrastructure and construction projects.<\/p><p>This is a mandatory insurance policy for public contracts and recommended for private contracts. In fact, there are two types of CAR, depending on the contract:<\/p><ul><li>the CAR policy for public procurement also called CAR Merloni or CAR Schema Tipo 2.3;<\/li><li>the CAR policy for contracts between private individuals.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cccb4b sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"3cccb4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4d9351 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"f4d9351\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><h5 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">CAR versions<\/span><\/h5><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2b3cce sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"a2b3cce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7ca43c scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_icons\" data-id=\"f7ca43c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div \tclass=\"sc_icons scheme_dark sc_icons_alter sc_icons_size_small sc_align_none\" ><div class=\"sc_icons_item with_more\"><div class=\"sc_icons_icon sc_icon_type_ icon-minus-1\" ><span class=\"sc_icon_type_ icon-minus-1\"><\/span><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><span>C.A.R. Public Procurement Version<\/span><\/h4><div class=\"sc_icons_item_description\" style=\"color:#FFFFFF;\"><span>This version of the policy, also known as CAR Merloni or CAR Schema Tipo 2.3 (Ref. D.M. No. 193 of 16 September 2022), is mandatory for companies bidding on public tender contracts. It provides comprehensive coverage for damage to construction works, materials, and risks arising from accidents on construction sites. It also includes third-party liability, as required by the Procurement Code (Legislative Decree 163\/2006).<\/span><\/div><\/div><\/div><div class=\"sc_icons_item\"><div class=\"sc_icons_icon sc_icon_type_ icon-minus-1\" ><span class=\"sc_icon_type_ icon-minus-1\"><\/span><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><span>C.A.R. Optional Version for Private Projects<\/span><\/h4><div class=\"sc_icons_item_description\" style=\"color:#FFFFFF;\"><span>Suitable for private construction projects, this policy offers tailored protection against damage to property and equipment during construction. It's ideal for private clients seeking comprehensive coverage against risks such as theft, property damage, and third-party liability.<\/span><\/div><\/div><\/div><\/div><!-- \/.sc_icons -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1713da1 sc_layouts_hide_on_wide sc_layouts_hide_on_desktop sc_layouts_hide_on_notebook sc_layouts_hide_on_tablet sc_layouts_hide_on_mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"1713da1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-97d8ca9 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"97d8ca9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e21e60c sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"e21e60c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e251c51 elementor-section-content-middle elementor-reverse-mobile sc_layouts_hide_on_wide sc_layouts_hide_on_desktop sc_layouts_hide_on_notebook sc_layouts_hide_on_tablet sc_layouts_hide_on_mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"e251c51\" data-element_type=\"section\" data-e-type=\"section\" id=\"8\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-83c53b6 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"83c53b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b05c64 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"4b05c64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><h3 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">Versioni della C.A.R.<\/span><\/h3><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f07238 sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"0f07238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bb0b25 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_icons\" data-id=\"6bb0b25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div \tclass=\"sc_icons scheme_dark sc_icons_alter sc_icons_size_small sc_align_none\" ><div class=\"sc_icons_item with_more\"><div class=\"sc_icons_icon sc_icon_type_ icon-minus-1\" ><span class=\"sc_icon_type_ icon-minus-1\"><\/span><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><span>C.A.R. \u2013 Versione per Appalti Pubblici<\/span><\/h4><div class=\"sc_icons_item_description\" style=\"color:#FFFFFF;\"><span>Questa versione della polizza, nota anche come CAR Merloni o CAR Schema Tipo 2.3, \u00e8 obbligatoria per le imprese che partecipano a contratti di appalto pubblico. Fornisce copertura completa per i danni a opere in costruzione, a materiali, e per i rischi derivanti da incidenti in cantiere. Include anche la responsabilit\u00e0 civile verso terzi, come richiesto dal Codice degli Appalti (D. Lgs. 163\/2006).<\/span><\/div><\/div><\/div><div class=\"sc_icons_item\"><div class=\"sc_icons_icon sc_icon_type_ icon-minus-1\" ><span class=\"sc_icon_type_ icon-minus-1\"><\/span><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><span>C.A.R. \u2013 Versione Facoltativa per Progetti Privati<\/span><\/h4><div class=\"sc_icons_item_description\" style=\"color:#FFFFFF;\"><span>Adatta per progetti di costruzione privati, questa polizza offre una protezione su misura contro danni a beni e attrezzature durante il cantiere. \u00c8 ideale per committenti privati che desiderano garantire una copertura completa contro rischi come furto, danni materiali e responsabilit\u00e0 civile.<\/span><\/div><\/div><\/div><\/div><!-- \/.sc_icons -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-769523f sc_column_fixed sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"769523f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75c926a sc_fly_static elementor-widget elementor-widget-image\" data-id=\"75c926a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"411\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-03.png\" class=\"attachment-full size-full wp-image-27317\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-03.png 410w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-03-300x300.png 300w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-03-150x150.png 150w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-03-370x370.png 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-03-120x120.png 120w\" sizes=\"(max-width: 600px) 100vw, 410px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1c298c elementor-widget-tablet__width-initial sc_fly_static elementor-widget elementor-widget-image\" data-id=\"d1c298c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"459\" height=\"484\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/E.A.R.-Erection-All-Risks-gavio-global-specialties.jpg\" class=\"attachment-full size-full wp-image-27458\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/E.A.R.-Erection-All-Risks-gavio-global-specialties.jpg 459w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/E.A.R.-Erection-All-Risks-gavio-global-specialties-285x300.jpg 285w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/E.A.R.-Erection-All-Risks-gavio-global-specialties-370x390.jpg 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/E.A.R.-Erection-All-Risks-gavio-global-specialties-410x432.jpg 410w\" sizes=\"(max-width: 600px) 100vw, 459px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09190d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"09190d4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a9fe2ef sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"a9fe2ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d16dec sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"8d16dec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcaec5b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"dcaec5b\" data-element_type=\"section\" data-e-type=\"section\" id=\"9\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-66c5909 sc_column_fixed sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"66c5909\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5eeb87c sc_fly_static elementor-widget elementor-widget-image\" data-id=\"5eeb87c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"411\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-02.png\" class=\"attachment-full size-full wp-image-27316\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-02.png 410w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-02-300x300.png 300w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-02-150x150.png 150w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-02-370x370.png 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-02-120x120.png 120w\" sizes=\"(max-width: 600px) 100vw, 410px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed90d9a elementor-widget-tablet__width-initial sc_fly_static elementor-widget elementor-widget-image\" data-id=\"ed90d9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"459\" height=\"484\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Versioni-della-C.A.R.-gavio-global-specialties.jpg\" class=\"attachment-full size-full wp-image-27460\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Versioni-della-C.A.R.-gavio-global-specialties.jpg 459w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Versioni-della-C.A.R.-gavio-global-specialties-285x300.jpg 285w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Versioni-della-C.A.R.-gavio-global-specialties-370x390.jpg 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Versioni-della-C.A.R.-gavio-global-specialties-410x432.jpg 410w\" sizes=\"(max-width: 600px) 100vw, 459px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d328f8c sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"d328f8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38874c0 sc_layouts_hide_on_mobile sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"38874c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-974ae0f scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"974ae0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><h3 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">EAR (Erection All Risks)<\/span><\/h3><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19bdf96 sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"19bdf96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58fa2e6 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"58fa2e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Erection All Risks (EAR) policy is designed to protect against risks related to the installation and assembly of industrial plants, machinery, and prefabricated structures. It covers damage to property during assembly, installation, and testing. Also including liability, the EAR protects against damage to third parties and potential business interruptions due to failures or malfunctions during assembly, ensuring comprehensive protection for projects involving complex systems.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bdda50f elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"bdda50f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd74c9f sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"cd74c9f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fa73ef1 sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"fa73ef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e06723b elementor-section-content-middle elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"e06723b\" data-element_type=\"section\" data-e-type=\"section\" id=\"10\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9074a84 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"9074a84\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd9e7f1 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"fd9e7f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><h3 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">Warranty Extensions<\/span><\/h3><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b7ce3c sc_height_small sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"8b7ce3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7346540 scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_icons\" data-id=\"7346540\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div \tclass=\"sc_icons scheme_dark sc_icons_alter sc_icons_size_small sc_align_none\" ><div class=\"sc_icons_item\"><div class=\"sc_icons_icon sc_icon_type_ icon-minus-1\" ><span class=\"sc_icon_type_ icon-minus-1\"><\/span><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><span>Inherent defect insurance  <\/span><\/h4><div class=\"sc_icons_item_description\" style=\"color:#FFFFFF;\"><span>The Inherent defect insurance is a key extension of the CAR policy, covering damages resulting from construction defects that become apparent after the work has been completed. This coverage is valid for ten years from the project's completion date, protecting the client and the contractor from damages caused by structural or material defects that are undetectable upon completion. It is particularly relevant for high-value residential and infrastructure projects, where the risks associated with the duration of the project are significant.<\/span><\/div><\/div><\/div><div class=\"sc_icons_item\"><div class=\"sc_icons_icon sc_icon_type_ icon-minus-1\" ><span class=\"sc_icon_type_ icon-minus-1\"><\/span><\/div><div class=\"sc_icons_item_details\"><h4 class=\"sc_icons_item_title\"><span>Supply Guarantee<\/span><\/h4><div class=\"sc_icons_item_description\" style=\"color:#FFFFFF;\"><span>The supply guarantee is an extension of the EAR policy that provides coverage for risks related to the supply of materials and equipment for the assembly of systems or structures. This coverage protects the client and the company from damage to the goods before they are installed, including risks during transportation, storage, and delivery. It is particularly useful for projects requiring expensive or hard-to-source materials, providing security throughout the entire procurement and installation process.<\/span><\/div><\/div><\/div><\/div><!-- \/.sc_icons -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4d63016 sc_column_fixed sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"4d63016\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89b58b6 sc_fly_static elementor-widget elementor-widget-image\" data-id=\"89b58b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"410\" height=\"411\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-01.png\" class=\"attachment-full size-full wp-image-27315\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-01.png 410w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-01-300x300.png 300w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-01-150x150.png 150w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-01-370x370.png 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/sfondo-scacco-01-120x120.png 120w\" sizes=\"(max-width: 600px) 100vw, 410px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e533e58 elementor-widget-tablet__width-initial sc_fly_static elementor-widget elementor-widget-image\" data-id=\"e533e58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"459\" height=\"484\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Estensioni-di-garanzia-gavio-global-specialties-1.jpg\" class=\"attachment-full size-full wp-image-27461\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Estensioni-di-garanzia-gavio-global-specialties-1.jpg 459w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Estensioni-di-garanzia-gavio-global-specialties-1-285x300.jpg 285w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Estensioni-di-garanzia-gavio-global-specialties-1-370x390.jpg 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/Estensioni-di-garanzia-gavio-global-specialties-1-410x432.jpg 410w\" sizes=\"(max-width: 600px) 100vw, 459px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5fd85cb sc_layouts_hide_on_wide sc_layouts_hide_on_desktop sc_layouts_hide_on_notebook sc_layouts_hide_on_tablet sc_layouts_hide_on_mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"5fd85cb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7603fa1 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"7603fa1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1af2766 sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"1af2766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63c3bfd elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"63c3bfd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8889c27 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"8889c27\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d05dfe7 sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"d05dfe7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54aa3a1 sc_height_huge sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"54aa3a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2902dd5 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"2902dd5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4eb9d46 sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"4eb9d46\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-parallax-params=\"{&quot;parallax&quot;:1,&quot;flow&quot;:&quot;default&quot;,&quot;crop&quot;:&quot;none&quot;,&quot;ease&quot;:&quot;power2&quot;,&quot;transition&quot;:1,&quot;duration&quot;:1,&quot;delay&quot;:0,&quot;squeeze&quot;:1,&quot;text&quot;:&quot;block&quot;,&quot;text_separate&quot;:0,&quot;text_wrap&quot;:0,&quot;mouse&quot;:1,&quot;mouse_type&quot;:&quot;transform&quot;,&quot;mouse_tilt_amount&quot;:70,&quot;mouse_speed&quot;:5,&quot;mouse_z&quot;:&quot;&quot;,&quot;mouse_handler&quot;:&quot;window&quot;,&quot;range_start&quot;:0,&quot;range_end&quot;:10,&quot;sticky_offset&quot;:0,&quot;lag&quot;:0,&quot;x_start&quot;:0,&quot;x_start_unit&quot;:&quot;px&quot;,&quot;x_end&quot;:0,&quot;x_end_unit&quot;:&quot;px&quot;,&quot;y_start&quot;:0,&quot;y_start_unit&quot;:&quot;px&quot;,&quot;y_end&quot;:0,&quot;y_end_unit&quot;:&quot;px&quot;,&quot;scale_start&quot;:100,&quot;scale_end&quot;:100,&quot;rotate_start&quot;:0,&quot;rotate_end&quot;:0,&quot;opacity_start&quot;:1,&quot;opacity_end&quot;:1,&quot;crop_start&quot;:0,&quot;crop_end&quot;:100,&quot;blur_start&quot;:0,&quot;blur_end&quot;:0,&quot;backdrop_blur_start&quot;:0,&quot;backdrop_blur_end&quot;:0}\" class=\"elementor-element elementor-element-7734ea2 sc_parallax sc_parallax_mouse sc_parallax_type_transform sc_fly_static sc_parallax_default elementor-widget elementor-widget-image\" data-id=\"7734ea2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2143\" height=\"1729\" src=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties.png\" class=\"attachment-full size-full wp-image-26445\" alt=\"\" srcset=\"https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties.png 2143w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-300x242.png 300w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-1024x826.png 1024w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-768x620.png 768w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-1536x1239.png 1536w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-2048x1652.png 2048w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-370x299.png 370w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-840x678.png 840w, https:\/\/www.gavioglobalspecialties.com\/wp-content\/uploads\/2025\/03\/contatti-hp-gavio-global-specialties-410x331.png 410w\" sizes=\"(max-width: 2143px) 100vw, 2143px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cd6b85e sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"cd6b85e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df4380c scheme_dark sc_fly_static elementor-widget elementor-widget-trx_sc_title\" data-id=\"df4380c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"trx_sc_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\t\tclass=\"sc_title scheme_dark sc_title_default\" ><h3 class=\"sc_item_title sc_title_title sc_item_title_style_default sc_item_title_tag\"\n\t\t\t><span class=\"sc_item_title_text\">If you have any questions, please contact us. We are here to help!<\/span><\/h3><div class=\"sc_item_descr sc_title_descr sc_item_descr_with_custom_color trx_addons_inline_1662314931\"><p>For more information about our bail services, please do not hesitate to contact us. 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